Save for your retirement confidently, with Midcoast
Build your retirement savings with higher earning deposit accounts, convenient automatic deposits, and terms that can accommodate your budget and needs.
Certificates, Money Markets, IRAs
We understand that when it comes to investing for the future, you want to make the most of your money. Whether you are looking for short- or long-term options, we make growing your savings easy!
Find the savings account that works for you
Peak Money Market Account
Achieve the highest of dividends while retaining easy access to your money with our Peak Money Market Account!
- Four (4) tier high yield dividend rate structure
- Check writing to ATM withdrawals, enjoy full access to your money!
- Snapshot balances via Midcoast’s Digital Banking
Health Savings Account
Prepare for unforeseen health-related expenses and earn interest while you save to meet your health insurance deductible!
- Interest bearing account
- Possible tax free savings
- No minimum deposit or balance
Share Certificates
“Reel in a great rate!” Add diversity to your financial portfolio with a share certificate. We offer competitive rates and terms to satisfy short or long-term savings goals.
- $500.00 Minimum Deposit
- Terms from 6 to 60 months
- Guaranteed dividend rate
- Dividends compounded and paid monthly
Traditional & Roth Individual Retirement Accounts
Individual Retirement Accounts provide tax advantages for long-term retirement savings.
- No minimum deposit, no maintenance fee
- Set up automatic deposit transfers
- Dividends compounded and paid monthly
Traditional & Roth IRA Certificates
IRA share certificates combine the tax advantages of long-term retirement saving, with the security of a share certificate.
- $500 minimum deposit, no maintenance fee
- Terms from 6 to 60 months
- Dividends compounded and paid monthly
With Midcoast, you’re always connected
Interact with us and manage your accounts in all the ways that work best for you. Our digital banking platform has the same look, feel, and functionality across all of your devices: computer, tablet, and mobile device.
