Winter Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Winter Share Certificate Specials!
Winter Wish Loans
Available NOW through December 31st! What’s your Winter Wish … holiday gift giving? a family vacation? or even a budget friendly way to pay for home heating? A Winter Wish Loan can help! Borrow as little as $300 or up to $5,000 for a 1-year term!
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Youth Savings Decem-BEAR Drawing
It's the perfect time to get your young savers started with an account of their own AND be entered to WIN a Giant Teddy Bear! One Winner at Each Branch!
Friday Lunch Recipes
(Chicken Pot Pie Soup) On the first Friday of every month, our very own Chandra T volunteers her time to prepare meals for the Freeport Community Services "First Friday Free Lunch Program." Her meals are so delicious, that we often receive requests for her recipes. Please enjoy!
Nominate Your Favorite Local Businesses for 3x Rewards
Midcoast FCU’s LOCAL REWARDS Visa® cardholders enjoy extra rewards for shopping at local participating businesses and supporting our local economy.
New Debit Card FAQ
Frequently Asked Questions about the new debit card upgrade.
How to Avoid Oversharing on Social Media
Help us help you protect your account. Your posts on social media can lead to revealing information scam artists can use for identity theft, account hacks, and fraud! Check out the 5 examples we pulled from real social media shares and our helpful tips to safely use social media going forward.
Friday Lunch Recipes
(Chili & Cornbread) On the first Friday of every month, our very own Chandra T volunteers her time to prepare meals for the Freeport Community Services "First Friday Free Lunch Program." Her meals are so delicious, that we often receive requests for her recipes. Please enjoy!
How a Personal Line of Credit Can Protect and Enhance your Checking Account
Midcoast understands that life can throw unexpected turns. Attaching a Personal Line of Credit to your checking account can help you navigate and support those turns! There's no annual fee, and you can apply online in just a few minutes.
Fall Share Certificate Specials
The timing is ripe to grow your savings! Pick one of Midcoast's Share Certificate special offers and lock in a great rate! Expires November 30th, 2024
HeLOCK Renovate Room by Room
HeLOCK is a FIXED RATE home equity line of credit! Perfect to use for all your home improvement needs!
Friday Lunch Recipes
(Easy Baked BBQ Chicken Nuggets) On the first Friday of every month, our employees volunteer their time to prepare meals for the Freeport Community Services "First Friday Free Lunch Program." (This recipe comes from our very own Lori M! She was chef for the day! ) The meals are so delicious, that we often receive requests for the recipes. Please enjoy!
Friday Lunch Recipes
(Sausage Sheet Pan Roast) On the first Friday of every month, our very own Chandra T volunteers her time to prepare meals for the Freeport Community Services "First Friday Free Lunch Program." Her meals are so delicious, that we often receive requests for her recipes. Please enjoy!
5x LOCAL REWARDS VISA Promotion
Limited Time Special Offer! Get rewarded MORE this summer when you shop local with Local Rewards Visa! Expires August 31, 2024
Summer Share Certificate Specials
Saving is a Breeze! Save for the short or long-term. Lock in a great rate with one of Midcoast's Share Certificate special offers! Expires August 31, 2024
Midcoast’s 4th Annual Bags & Brews Cornhole Tournament
Join us for the 4th Annual Midcoast FCU Bags & Brews Cornhole Tournament! Thursday, June 13th, 2024
eStatements for the WIN!
Enroll in eStatements for a chance to win $100! Starting in May, we will randomly select one enrolled user per month through December 2024.
April is Youth Month
April is Youth Month! Midcoast is a great place to open their first account! It all starts with just a $5.00 deposit!
Spring Share Certificate Specials
Spring is a great time to plant your savings! Save for the short or long-term. Lock in a great rate with one of Midcoast's Share Certificate special offers! Expires May 31, 2024
Friday Lunch Recipes
(Burger and Bean Soup) On the first Friday of every month, our employees volunteer their time to prepare meals for the Freeport Community Services "First Friday Free Lunch Program." (This recipe comes from our very own Lori M! She was chef for the day! ) The meals are so delicious, that we often receive requests for the recipes. Please enjoy!
Friday Lunch Recipes
(Chili & Cornbread) On the first Friday of every month, our very own Chandra T volunteers her time to prepare meals for the Freeport Community Services "First Friday Free Lunch Program." Her meals are so delicious, that we often receive requests for her recipes. Please enjoy!
Winter Share Certificate Special Offers
Save for the short or long-term. Lock in a great rate with Midcoast's Winter Share Certificate Specials! Expires February 29, 2024
Midcoast FCU Annual Meeting
Join us for our Annual Meeting
Winter Wish Loan
Make your wish come true! Winter Wish Loans are now available up to $5,000! Offer Expires December 31, 2023.
Certificate Specials
Fall Share Certificate Special offers! Expires December 31, 2023.
Fraud Alert – Increased Fraud and Number Spoofing Notification
Increased Fraud and Midcoast FCU Phone Number Spoofing Notification
We’re a Best Places To Work in Maine Again!
One of the Best Places to Work in Maine for 8 years running!
Friday Lunch Recipes
(Sausage, Kale & Potato Soup) On the first Friday of every month, our very own Chandra T volunteers her time to prepare meals for the Freeport Community Services "First Friday Free Lunch Program." Her meals are so delicious, that we often receive requests for her recipes. Please enjoy!
Credit Card Conversion FAQ
Frequently Asked Questions about our credit card conversion upgrade.
Friday Lunch Recipes
(Chicken & Sausage Jambalaya) On the first Friday of every month, our very own Chandra T volunteers her time to prepare meals for the Freeport Community Services "First Friday Free Lunch Program." Her meals are so delicious, that we often receive requests for her recipes. Please enjoy!
New Service Hours
We are committed to providing our members with highly competitive deposit and loan rates, low-cost financial services, and the latest technology tools to support your financial success! Call, Chat, or stop by one of our five local branches. We are here to help find solutions that will make managing your money easier and more convenient.
Financial Counseling Service
We have a team of Certified Credit Union Financial Counselors (CCUFC) that are available by appointment to all Midcoast Members.
Friday Lunch Recipes
(Beef & Vegetable Noodle Soup) On the first Friday of every month, our very own Chandra T volunteers her time to prepare meals for the Freeport Community Services "First Friday Free Lunch Program." Her meals are so delicious, that we often receive requests for her recipes. Please enjoy!
Preferred Dealerships Offering Midcoast Loans
Finance your next vehicle with Midcoast FCU right at the dealership!
Skip-A-Pay
Take a break from your monthly loan payment any time of the year with our Skip-A-Pay program.
Auto Finder
Looking for your perfect vehicle? Our free Auto Finder can help!
Youth Accounts
Get your young savers started with an account of their own.
Loan Solutions
Apply today with great low rates, and easy online applications!
The Journey of a Circle
What do the circles and new design colors represent?
Friday Lunch Recipes
(Mexican Style Chicken & Rice ) On the first Friday of every month, our very own Chandra T volunteers her time to prepare meals for the Freeport Community Services "First Friday Free Lunch Program." Her meals are so delicious, that we often receive requests for her recipes. Please enjoy!
Travel Notice
Avoid declined transactions when you travel. Set up your Travel Notice with pre-approved dates and destinations right through Digital Banking.
Friday Lunch Recipes
(Easy & Economic Salmon Burgers) On the first Friday of every month, our very own Chandra T volunteers her time to prepare meals for the Freeport Community Services "First Friday Free Lunch Program." Her meals are so delicious, that we often receive requests for her recipes. Please enjoy!
Enhanced Digital Security with Digital Banking
Our new digital banking application has added features to protect your personal and financial information.
External Money Transfers
Transfer money with ease between your accounts, to other Midcoast accounts, or to other external accounts you manage.
Transaction Memos and Categories
Organize your account transactions however it suits you. Add Transaction Memos and set up Categories to help quickly identify purchases and deposits for future reference.
External Account Aggregation
External Account Aggregation lets you link your accounts from other financial institutions to manage all of your finances in one safe, secure place! Follow the steps below to get started.
Quick Balance Snapshot
View account balances in an instant, without having to log in.
Digital Banking FAQ
Frequently Asked Questions about our Digital Banking platform upgrade.
Digital Banking Login Instructions
Step-by-step instructions for logging into our Digital Banking platform.
Go Digital With Your Banking
Our digital banking experience offers enhanced features, heightened security, and optimized ease of use. Available for all devices!
Friday Lunch Recipes
(Meatballs) On the first Friday of every month, our very own Chandra T volunteers her time to prepare meals for the Freeport Community Services "First Friday Free Lunch Program." Her meals are so delicious, that we often receive requests for her recipes. Please enjoy!
Friday Lunch Recipes
(Curried Chicken, Squash & Potato Soup) On the first Friday of every month, our very own Chandra T volunteers her time to prepare meals for the Freeport Community Services "First Friday Free Lunch Program." Her meals are so delicious, that we often receive requests for her recipes. Please enjoy!
Online Payment Center Frequently Asked Questions
Make payments to your Midcoast loan, mortgage, or Visa credit card from another financial institution. This secure and convenient option is available on our website and accessible from your desktop and mobile devices.
We’re a Best Places To Work in Maine!
One of the Best Places to Work in Maine for 7 years running!