Savings Accounts
Whether you are saving for the short term, or planning for your future, we offer competitive dividend rates and savings account options that work for you!
Find the account that works for you
Member Savings
Membership is ownership! The first step to starting a financial relationship with Midcoast starts with opening a Member Savings account.
- $5.00 minimum opening deposit
- Overdraft protection for your checking account
- Your funds are federally insured
Special Purpose Savings
If you have a specific savings goal in mind, a Special Purpose Savings “Club” account is a convenient tool to help you stay on budget while you save small amounts to achieve it.
- Open and manage online
- Transfer funds automatically
- No minimum balance or service fee
Sprout Savings
Growing children into financially successful adults starts with giving them a little independence with a Sprout Savings Account.
- For ages 0 through 11
- Self-titled savings clubs for bikes, etc.
- Annual birthday greeting & surprise
Thrive Savings
Teens with earnings from part-time jobs and chores learn responsible banking and the value of saving with a Thrive Savings Account.
- For ages 12 through 17
- Added safeguards and parental controls
- No monthly fees
Save for medical emergencies with a Health Savings Account
Prepare for unforeseen health-related expenses and earn interest while you save to meet your health insurance deductible.
Save more with Midcoast’s Peak Money Market Account
Looking for a great rate to grow your money? Look no further. You can achieve the highest of dividends while retaining easy access to your money with our Peak Money Market Account!
Your Peak Money Market account includes:
Powered with check writing, you can make limited transfers per month in person, by draft or online and still reap the benefits of the Peak MMA.
With Midcoast, you’re always connected
Interact with us and manage your accounts in all the ways that work best for you. Our Digital Banking platform has the same look, feel, and functionality across all of your devices: computer, tablet, and mobile device.
Manage (almost) everything online.
Access your account and all the smart, self-service features that come with it, from any device: smartphone, tablet, or desktop.
- Bill Pay
- eAlerts
- Credit report monitoring
- Mobile check deposit
- Report a lost or stolen card
- Replace your card
- Auto-finder car search
- Money transfers
- Account aggregation
- Financial wellness
- Loan applications
- eStatements
- Mobile Wallet
- Skip-a-pay request
